Privacy Policy
Effective June 19, 2024
WiPROSPER, The WiPROSPER Foundation and all Wholly Owned Subsidiaries (“WiPROSPER”) provides online tools to assist companies, potential investors, donors and
others who are interested or involved in the acquisition, development, leasing, management, and financing of value producing assets and value producing assets projects. This privacy policy (our “Privacy Policy”) describes our data
practices regarding Personal Information (defined below). This Privacy Policy applies to Personal
Information collected through our website, located at www.WiPROSPER.com (the “Site”), or through our mobile
apps (collectively, the Site and mobile apps are the “Services.”) This Privacy Policy does not apply to any
Personal Information collected by third party websites or apps not operated by WiPROSPER.
By accessing the Site and/or using our Services, you are consenting to our use of your Personal
Information in accordance with this Privacy Policy. Further, your access to and use of the Services is subject
to the WiPROSPER Terms of Use located at https://WiPROSPER.com/Terms & Conditions.
Information WiPROSPER Collects About You
Personal Information You Provide
We use the term “Personal Information” to mean any information that could be used to identify
you, including your name, address, email address, birth date, financial information, cell or land-line phone
number, or any combination of information that could be used to identify you.
What Personal Information we collect from you depends on what Services you choose to use and
how you interact with the Site:
Site Visitors. We have structured our Site so that, as a casual site visitor, you may come to our
Site and review selected information about our Services without registering or providing Personal
Information. However, if you wish to become an Investor, then we require you to provide certain Personal
Information.
Investors. If you choose to access our Services as an Investor, we require that you complete a
registration form. An Investor is an individual who is over the age of 18 and has completed the registration
process on the Site. Our registration forms will specify the information which you must provide in order to
enjoy the particular features to which you wish to subscribe, which may include such items as (i) name; (ii)
email address; (iii) phone number(s); (iv) mailing address; (v) Social Security number (for IRS tax reporting
purposes); (vi) bank account number; and (vii) birth date. Our registration forms may additionally request
information that you may, at your option, choose to provide or withhold. To the extent this additional
information constitutes Personal Information, we will treat it in the manner specified in this Privacy Policy.
We may require each Investor to provide information designed to verify his or her identity. This
information may include (i) information from a successfully completed electronic check transaction, (ii) a
credit report, or (iii) other similar information designed to authenticate and confirm your identity or to
otherwise comply with applicable law.
We also require each Investor to provide certain financial information. For example, we require that
each Investor also provide Internal Revenue Service Form W-9 data, which includes your Social Security number (or Taxpayer Identification number, where applicable). We also require that Investors provide us
with certain account and other payment information, such as information needed to make payments via
ACH, wire, or electronic checks. Our registration process for Investors provides additional details on the
types of payment information needed.
Users also may choose to upload media files such as videos, photos, text, and other content to the
Site to share with WiPROSPER and other users. When you upload this content, we may also collect metadata
associated with these media files including date, time, location and device information. WiPROSPER’s use of
such content will be governed by our user-generated terms and conditions which are provided at the time
of collection of such content.
Location Data. We may collect your location information through our mobile apps by capturing the
location (e.g. latitude/longitude) of your mobile device. If you have given the app permission to access your
location, we may collect your device’s location even if you are not using the Service and store your location
history. If you want to opt-out of the collection of your location data, please adjust your settings in your
mobile device to restrict the app’s access to your location data. Geolocation data may be used to enhance
the Services, for example to offer additional functionality and information regarding your location in
connection with the location of WiPROSPER properties.
Automatically-Collected Information. We, our service providers, and marketing partners, may
automatically log information, such as the type of computer or mobile device accessing our Services,
interactions over time with our Services, our communications (including emails and alerts), and other online
services, such as:
manufacturer and model, browser type, screen resolution, RAM and disk size, CPU usage, device
type (e.g., phone, tablet), IP address, unique identifiers (including identifiers used for advertising
purposes), language settings, mobile device carrier, radio/network information (e.g., WiFi, LTE,
4G), and general location information such as city, state or geographic area.
browsing history, navigation paths between pages or screens, information about activity on a page
or screen, access times, and duration of access, and whether marketing emails were opened or
links within them clicked. We use Google Analytics, a web analytics service provided by Google
LLC (“Google”) to help collect and analyze Usage Information. For more information on how Google
uses this information, click here.
We use the following tools for automatic data collection:
visitor’s browser or to store information or settings in the browser for the purpose of helping
navigate between pages efficiently, remembering preferences, enabling functionality, helping us
understand user activity and patterns, and facilitating online advertising.
store larger amounts of data, including on devices outside of browsers in connection with specific
applications.
webpage or email was accessed or opened, or that certain content was viewed or clicked.
How We Use Personal Information
We use your Personal Information for the following business purposes:
otherwise respond to your comments or requests;
Services are who they claim to be; to prevent, detect, mitigate, and investigate fraud, security
breaches, and potentially prohibited or illegal activities, including, for example, activities prohibited
by the Anti-Money Laundering Act;
concerning investments that you have participated in;
Marketing and advertising. We and our advertising partners may collect and use Personal
Information for marketing and advertising purposes, including:
not limited to, communications about special promotions, offers and events. Recipients may opt
out of our marketing communications as described in the “Opt out of marketing communications”
section below.
companies to display ads promoting our services across the web. These companies may use
cookies and similar technologies to collect information about interactions (including the data
described above) over time across the Internet and use that information to serve online ads that
they think will be of interest. This is called interest-based advertising.
We use aggregated information to analyze the effectiveness of our Site, to improve our Services,
and for other similar purposes. In addition, from time to time, we may undertake or commission statistical
and other summary analyses of the general behavior and characteristics of users participating in our
Services and the characteristics of visitors at our Site, and may share aggregated information with third
parties, including advertisers. We may collect aggregated information through features of the software that
support our Services, through cookies, and through other means described in this Privacy Policy.
To enable us to better understand the characteristics of our Investors and/or to provide services
tailored to your needs, we may combine the Personal Information an Investor provides with certain
automatically-collected information that would not otherwise be personally identifiable. If we combine or link
any automatically-collected, non-individually identifiable information with your Personal Information, the resulting combination will be treated as Personal Information under this Privacy Policy.
How We Share Personal Information
We do not disclose your Personal Information to unaffiliated third parties except as provided in this
Privacy Policy, as follows:
Service Providers. We may share Personal Information with third party companies and individuals
that provide services on our behalf or help us operate our Services, such as hosting services, cloud
services, information technology services, email communication software, email newsletter services,
advertising and marketing services, payment processors, customer relationship management and customer
support services, and web analytics services.
Plaid. For users who choose to link their bank accounts, we use Plaid Technologies, Inc. (“Plaid”)
to facilitate the automatic connection with, and gather required transaction data from, your financial
institution. In addition to facilitating transactions, we use Plaid to prevent overdrafts on your account and to
prevent, detect, and mitigate fraud. By using our joint services, you grant us and Plaid the right, power, and
authority to act on your behalf to access and transmit your Personal Information (including bank account
information) from the relevant financial institution. You agree to your Personal Information (including bank
account information) being transferred, stored, and processed by Plaid in accordance with the Plaid Privacy
Policy (located at https://plaid.com/legal/#privacy-policy).
Stripe. We may use our payment processor Stripe, Inc. (Stripe) to facilitate the processing of
certain payment transactions for our Services. Stripe collects the financial information necessary to process
your payments for the Service. We may disclose your Personal Information to Stripe to prevent, detect,
mitigate, and investigate potentially illegal acts, fraud and/or security breaches and to assess and manage
risk, including to alert you if fraudulent activities have been detected on your WiPROSPER or Stripe accounts;
and provide customer services, including to help service your account or resolve disputes. Accordingly, in
addition to this Privacy Policy and our Terms of Use, your financial information is also processed pursuant
to Stripe’s services agreement and privacy policy (located at https://stripe.com/privacy).
Advertising Partners. We may share Personal Information with third party advertising companies
for interest-based advertising purposes as described above.
IRA. We team up with third-party custodians to allow you to invest your IRA funds in diversified
commercial value producing assets investments. These parties are not affiliated with WiPROSPER, but act as a directed
custodian for IRAs and other custodial accounts. If you elect to initiate the opening of a self-directed IRA
account with WiPROSPER, we streamline the enrollment process by sharing certain Personal Information with
these custodians, including but not limited to your name, Social Security number, date of birth, and contact
information. You are not required to invest your IRA funds as a condition of using the Services.
Affiliates. We may share information with our affiliates, meaning an entity that controls, is
controlled by, or is under common control with WiPROSPER. Our affiliates may use the Personal Information
we share in a manner consistent with this Privacy Policy.
For Legal Reasons. We may share your Personal Information to the extent we reasonably believe
we are required to do so by law or to comply with legal or regulatory requirements, or to protect against
fraud, illegal activity, or to otherwise protect WiPROSPER against liability.
In Connection with a Corporate Transaction. In the event of a transaction or proposed
transaction involving the transfer of substantially all of the assets of WiPROSPER or one or more of its
businesses to another entity, whether an affiliate or a third party, or in connection with a bankruptcy, we
may share your Personal Information in the diligence process or to otherwise facilitate the transaction, and
with individuals assisting in the transaction or in connection with a bankruptcy. Your Personal Information
may also be one of the transferred assets as part of the transaction or bankruptcy.For Safety & Security. We may reveal your Personal Information to third parties, including law
enforcement agencies, in order to protect the safety and security of our employees and employees of our
affiliates, users or of any third party.
Feedback, Questionnaires and Surveys
Our Site allows site visitors and Investors to participate in surveys and questionnaires, which from
time to time we may post on the Site. We also encourage our users to provide feedback to us about our
Site and our Services. You are free to choose whether you participate in these activities. We may ask that,
in addition to providing your responses, you also provide us with your contact information. In these
instances, we use any Personal Information you choose to provide to us in connection with these activities
for the purposes for which you submit the information.
We aggregate information derived from survey and questionnaire information – with your Personal
Information removed – for monitoring or improving the use and appeal of this Site (with no other obligation
to you and, specifically, with no obligation to compensate you for these uses). You are not obligated to
participate in any of these activities.
Links to Other Sites
This privacy statement applies only to Personal Information collected by our Site. Our Site contains
links to other sites that are not owned or controlled by WiPROSPER. WiPROSPER is not responsible for the privacy
practices of such other sites, and we encourage you to be aware when you leave our Site and to read the
privacy statements of each and every web site that collects Personal Information.
Data Security
We have put in place commercially-reasonable security systems intended to prevent unauthorized
access to or disclosure of Personal Information, and we take reasonable steps to secure and safeguard
this Personal Information against loss, theft, and unauthorized use, disclosure, or modification. With that
said, there is no such thing as 100% security of the networks, servers, and databases we operate or that
are operated on our behalf. For example, email sent to or from the Site may not be secure. Before submitting
any Personal Information via the Site, please be aware of these inherent risks and understand that you do
so at your own risk.
Data Retention
We keep your Personal Information for as long as reasonably necessary for the purposes described
in this Privacy Policy, while we have a legitimate business need to do so in connection with your account,
or as required by law (e.g., for tax, legal, accounting or other purposes), whichever is longer.
Your Choices
In general, you may browse the Site without providing Personal Information. However, if you
choose not to provide certain Personal Information through our Site, we may not be able to provide certain
services or process certain of your requests. You will not be able to become an Investor or use all of the
features and products that we offer through this Site.
Depending on the functionality associated with the Site feature you are using, you may be able to
update or delete certain of your Personal Information on the Site. Accordingly, at your request, we will take
reasonable steps to remove your Personal Information from our databases. However, please note that:
reporting requirements, investments on the platform and the rights thereof, and data backups and
records of deletions;
the Site and any associated Services;
account; and
Any deletion requests may be sent to [email protected].
Opt out of marketing communications. If you no longer wish to receive marketing emails from
us, you can opt out of these communications by clicking on the “unsubscribe” link included in those emails,
or by contacting us at [email protected]. Please understand that you will not be allowed to opt-out of
transactional notices or other legal and related notices concerning your relationship to the Site or your
account.
Online tracking opt-out. There are a number of ways to opt out of having online activity and
device data collected through our Services, which we have summarized below:
used for interest-based advertising. To do this, follow the instructions in the browser settings. Many
browsers accept cookies by default until users change their settings. For more information about
cookies, including how to see what cookies and other technologies have been set on a device and
how to manage and delete them, visit allaboutcookies.org or http://preferences- mgr.truste.com.
Use the following links to learn more about how to control cookies and online tracking through the
browser:
to limit use of the advertising ID associated with the mobile device for interest-based advertising
purposes.
for interest-based ads is by using a browser with privacy features, like Brave, or installing browser
plugins like Privacy Badger, DuckDuckGo, Ghostery or uBlock Origin, and configuring them to
block third party cookies/trackers. You can also install a browser add-on to opt out of Google
Analytics.
Personal Information for interest-based advertising:
for interest-based advertising by participating companies:● Digital Advertising Alliance for Websites
Note that because these opt-out mechanisms are specific to the device or browser on which they
are exercised, they will need to be separately configured on every browser and device that accesses the
Services.
Children’s Privacy
Our Site is not directed to children under the age of 18. We do not knowingly seek to collect or
maintain Personal Information or other information from children under the age of 18. We will use
commercially reasonable efforts to delete any Personal Information or other information later determined to
be provided by a child under the age of 18. Use of the Site by children under the age of 18 is not permitted.
If you become aware that a minor has provided Personal Information through our Site, please email us at
Changes to This Privacy Policy
We reserve the right to alter, modify, update, add to, subtract from or otherwise change this Privacy
Policy at any time, which will become effective as of posting on the Site. We encourage you to periodically
review this Privacy Policy to stay informed about how we collect, use, and share Personal Information.
Additional Notice to California Residents
We are required by the California Consumer Privacy Act of 2018 (“CCPA”) to provide this CCPA
notice (“CCPA Notice”) to California residents to explain how we collect, use, and share their Personal
Information, and the rights and choices we offer California residents regarding our handling of their Personal
Information.
CCPA Scope And Exclusions. This CCPA Notice, including the description of our privacy
practices and California residents’ privacy rights, apply only to California residents whose interactions with
us are limited to:
of the privacy rights for job applicants).
This CCPA Notice does not apply to the Personal Information we collect, use, or disclose about:
This is because this information is subject to the federal Gramm-Leach-Bliley Act and
implementing regulations, or the California Financial Information Privacy Act (for additional
information relating to your choices about this information specifically, see the GLBA
Appendix at the end of this Privacy Policy); or
products or services to us.
Privacy Rights. The CCPA grants California residents the following rights:
used and shared their Personal Information during the past 12 months. We have made this
information available to California residents without having to request it by including it in
this Privacy Policy.
maintain about them.
collected or maintain about them.
many businesses, we use services that display interest-based ads to users around the
web. We offer instructions on how to limit online tracking in the “Your Choices” section
above.
Please note that the CCPA limits these rights by, for example, prohibiting us from providing certain
sensitive information in response to an access request and limiting the circumstances in which we must
comply with a deletion request. We will also respond to requests for information and access only to the
extent we are able to associate with a reasonable effort the information we maintain with the identifying
details in a request. If we deny a request, we will communicate our decision to the requester. California
residents are entitled to exercise the rights described above free from discrimination.
How California Residents Can Submit A Request. California residents may submit a request for
information, access, or deletion, by contacting us at [email protected] or at the mailing address in the
“Contact Us” section of this Privacy Policy. To opt out of the sale of Personal Information we offer California
residents instructions on how to limit online tracking in the “Your Choices” section above.
Extension. We will make an effort to fulfill verified requests within 45 days of receipt. However, the
period for responding to verified request may be extended, based on the complexity and the number of
requests received. If this extension is required, we will communicate the extension and the reason(s) for
the delay within 45 days of receiving the request.
Identity Verification. We will need to confirm the identity of the requester and their California
residency in order to process requests to exercise the above rights. We cannot process requests if we are
not provided with sufficient detail to allow us to understand and respond to it.
Authorized Agents. California residents can empower an “authorized agent” to submit requests
on their behalf. We will require the authorized agent to have a written authorization confirming that authority.
“Shine the Light” Law
California law permits users who are California residents to request and obtain from us once a year,
free of charge, a list of the third parties to whom we have disclosed their Personal Information (if any) for
such third parties’ direct marketing purposes in the prior calendar year, as well as the type of Personal
Information disclosed to those parties. However, WiPROSPER does not share your Personal Information with
third parties for their direct marketing purposes.
How We Respond to “Do Not Track” Signals
Our Site currently does not respond to “Do Not Track” (DNT) signals and operates as described in
this Privacy Policy whether or not a DNT signal is received. If we do so in the future, we will describe how
we do so in this Privacy Policy.
Contact Us
If you have any questions about this Privacy Policy, the practices of our Site or Services, or your
dealings with our Site or Services, please contact us at:
You may contact us, for any reason, by email as follows:
You may contact us by mail as follows:
WIPROSPER, The WiPROSPER Foundation, and all its Wholly Owned Subsidiaries,
1311 Vine St.
Cincinnati, OH 45202
Welcome to WiPROSPER!
WiPROSPER, The WiPROSPER Foundation and all wholly owned subsidiaries (“WiPROSPER,
” “we,” “us,” “our”) provides its services (described below) to you through its
website located at www.WiPROSPER.com (the “Site”) and through its mobile applications and related
technology and services (collectively, such services, including any new features and applications, and the
Site, the “Service”), subject to the following Terms of Service (as amended from time to time, the “Terms
of Service”). We reserve the right, at our sole discretion, to change or modify portions of these Terms of
Service at any time. If we do this, we will post the changes on this page and will indicate at the top of this
page the date these terms were last revised. We will also notify you, either through the Service user
interface, in an email notification or through other reasonable means. Any such changes will become
effective no earlier than fourteen (14) days after they are posted, except that changes addressing new
functions of the Service or changes made for legal reasons will be effective immediately. Your continued
use of the Service after the date any such changes become effective constitutes your acceptance of the
new Terms of Service.
PLEASE READ THESE TERMS OF SERVICE CAREFULLY, AS THEY CONTAIN AN AGREEMENT
TO ARBITRATE AND OTHER IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS,
REMEDIES, AND OBLIGATIONS. THE AGREEMENT TO ARBITRATE REQUIRES (WITH LIMITED
EXCEPTION) THAT YOU SUBMIT CLAIMS YOU HAVE AGAINST US TO BINDING AND FINAL
ARBITRATION, AND FURTHER (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS
AGAINST WIPROSPER ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN
ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING, (2) YOU WILL ONLY BE
PERMITTED TO SEEK RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY
RELIEF) ON AN INDIVIDUAL BASIS, AND (3) YOU MAY NOT BE ABLE TO HAVE ANY CLAIMS YOU
HAVE AGAINST US RESOLVED BY A JURY OR IN A COURT OF LAW.
In addition, when using certain services, you will be subject to any additional terms applicable to such
services that may be posted on the Service from time to time, including, without limitation, the Privacy
Policy located at https://WiPROSPER.com/Privacy Policy (the “Privacy Policy”). All such
terms are hereby incorporated by reference into these Terms of Service.
Access and Use of the Service
Service Description: WiPROSPER provides online and mobile tools to assist potential financial assets
investors in accessing the investment class of private market financial assets. The Service allows investors to
diversify their portfolios across a hand-picked selection of private market financial assets investment
opportunities thereby allowing investors to unlock new and exciting opportunities for portfolio growth.
Your Registration Obligations: You may be required to register with WiPROSPER in order to access
and use certain features of the Service. If you choose to register for the Service, you agree to provide and
maintain true, accurate, current and complete information about yourself as prompted by the Service’s
registration form. Registration data and certain other information about you are governed by the Privacy
Policy. If you are under 18 years of age, you are not authorized to use the Service, with or without
registering.
Member Account, Password and Security: You are responsible for maintaining the
confidentiality of your password and account, if any, and are fully responsible for any and all activities that
occur under your password or account. You agree to (a) immediately notify WiPROSPER of any unauthorized
use of your password or account or any other breach of security, and (b) ensure that you exit from your
account at the end of each session when accessing the Service. WiPROSPER will not be liable for any loss or2
damage arising from your failure to comply with this Section.
Modifications to Service: WiPROSPER reserves the right to modify or discontinue, temporarily or
permanently, the Service (or any part thereof) with or without notice. You agree that WiPROSPER will not be
liable to you or to any third party for any modification, suspension or discontinuance of the Service.
General Practices Regarding Use and Storage: You acknowledge that WiPROSPER may establish
general practices and limits concerning use of the Service, including without limitation the maximum
period of time that data or other content will be retained by the Service and the maximum storage space
that will be allotted on WiPROSPER’s servers on your behalf. You agree that WiPROSPER has no responsibility or
liability for the deletion or failure to store any data or other content maintained or uploaded by the Service.
You acknowledge that WiPROSPER reserves the right to terminate accounts that are inactive for an extended
period of time. You further acknowledge that WiPROSPER reserves the right to change these general
practices and limits at any time, in its sole discretion, with or without notice.
Mobile Services: The Service includes certain services that are available via a mobile device,
including (i) the ability to monitor and make adjustments to your investment portfolio, (ii) the ability to
browse the Service from a mobile device and (iii) the ability to access certain features through a mobile
application downloaded and installed on a mobile device (such application, the “Application”, and such
services collectively, the “Mobile Services”). To the extent you access the Service through a mobile
device, your wireless service carrier’s standard charges, data rates and other fees may apply. In addition,
downloading, installing, or using certain Mobile Services may be prohibited or restricted by your carrier,
and not all Mobile Services may work with all carriers or devices. In the event you change or deactivate
your mobile telephone number, you agree to promptly update your WiPROSPER account information to
ensure that your messages are not sent to the person that acquires your old number.
License: Subject to the Terms of Service, WiPROSPER hereby grants to you a limited, revocable,
non-exclusive, non-transferable, non-sublicensable license to (a) install the Application on one mobile
device and (b) use the Application for your own personal use. For clarity, the foregoing is not intended to
prohibit you from installing the Application for another device on which you also agreed to the Terms of
Service. Each instance of the Terms of Service that you agree to grants you the aforementioned rights in
connection with the installation and use of the Application on one device.
Open Source: The Application may contain or be provided together with open source software.
Each item of open source software is subject to its own applicable license terms, which can be found at
WiPROSPER.com/open-source and/or in the Application documentation or the applicable help, notices, about
or source files. Copyrights to the open source software are held by the respective copyright holders
indicated therein.
Conditions of Use
User Conduct: You are solely responsible for all code, video, images, information, data, text,
software, music, sound, photographs, graphics, messages or other materials (“content”) that you upload,
post, publish or display (hereinafter, “upload”) or email or otherwise use via the Service. The following are
examples of the kind of content and/or use that is illegal or prohibited by WiPROSPER. WiPROSPER reserves the
right to investigate and take appropriate legal action against anyone who, in WiPROSPER’s sole discretion,
violates this provision, including without limitation, removing the offending content from the Service,
suspending or terminating the account of such violators and reporting you to the law enforcement
authorities. You agree to not use the Service to:
proprietary rights of any party; (ii) you do not have a right to upload under any law or under
contractual or fiduciary relationships; (iii) contains software viruses or any other computer
code, files or programs designed to interrupt, destroy or limit the functionality of any computer
software or hardware or telecommunications equipment; (iv) poses or creates a privacy or
security risk to any person; or (v) is unlawful, harmful, threatening, abusive, harassing,3
tortious, excessively violent, defamatory, vulgar, obscene, pornographic, libelous, invasive of
another’s privacy, hateful racially, ethnically or otherwise objectionable;
disobey any requirements, procedures, policies or regulations of networks connected to the
Service; or
force of law;
with a person or entity;
illegal activities; or
means not intentionally made available or provided for through the Service.
Fees: There are fees associated with financial transactions you may make through the Service. Any such
fees will be disclosed in the offering documents with respect to such financial transactions. In addition, if you
become a client of WiPROSPER, you should review the additional documents available at
www.WiPROSPER.com/oc which describe the applicable fees.
Special Notice for International Use; Export Controls: Software available in connection with
the Service and the transmission of applicable data, if any, is subject to United States export controls. No
software may be downloaded from the Service or otherwise exported or re-exported in violation of U.S.
export laws. Downloading or using the software is at your sole risk. Recognizing the global nature of the
Internet, you agree to comply with all local rules and laws regarding your use of the Service, including as
it concerns online conduct and acceptable content.
Commercial Use: Unless otherwise expressly authorized herein or in the Service, you agree not
to display, distribute, license, perform, publish, reproduce, duplicate, copy, create derivative works from,
modify, sell, resell, exploit, transfer or upload for any commercial purposes, any portion of the Service,
use of the Service, or access to the Service. The Service is for your personal use.
Electronic Transactions and Disclosures: Because WiPROSPER operates only on the Internet, it is
necessary for you to consent to transact business with us online and electronically. As part of doing
business with us and our affiliates (“Our Affiliates”), therefore, we also need you to consent to our giving
you certain disclosures electronically, either via our Site or to the email address you provide to us. By
agreeing to the Terms of Service, you agree to receive electronically all documents, communications,
notices, contracts, and agreements (including any IRS Forms, including Form 1099 and Schedule K-1)
arising from or relating to your use of the Site and Service, including any notes you have purchased, your
use of this Service, and the servicing of any notes you have purchased as either an investor of WiPROSPER
(each, a “Disclosure”), from us, whether we are acting in the capacity as trustee or otherwise, or Our
Affiliates. An IRS Form refers to any Form 1099, Schedule K-1 or other Form, Schedule or information
statement, including corrections of such documents, required to be provided pursuant to U.S. Internal
Revenue Service rules and regulations and that may be provided electronically (each, an “IRS Form”),
provided that you consent to such electronic delivery, as more fully described in the subscription
document(s) applicable to you.
Electronic Communications: Any Disclosures will be provided to you electronically through
WiPROSPER.com either on our Site or via electronic mail to the verified email address you provided. If you
require paper copies of such Disclosures, you may write to us at the mailing address provided below and
a paper copy will be sent to you at a cost of up to $5.00. A request for a paper copy of any Disclosure will
not be considered a withdrawal of your consent to receive Disclosures electronically. Any IRS Forms
provided electronically will remain accessible for twelve months following the end of the tax year to which
the IRS Forms relate, or six months after the date of issuance of the IRS Forms, whichever is later; after
that time the IRS Forms may no longer be accessible electronically. We may discontinue electronic
provision of Disclosures at any time in our sole discretion, in which case we will provide you with paper
copies.4
Scope of Consent: Your consent to receive Disclosures and transact business electronically,
and our agreement to do so, applies to any transactions to which such Disclosures relate, whether
between you and WiPROSPER or between you and Our Affiliates. Your consent will remain in effect for so
long as you are a User and, if you are no longer a User, will continue until such a time as all Disclosures
relevant to transactions that occurred while you were a User have been made, subject to any special
rules regarding consent to electronic delivery of IRS Forms, as more fully described in the [subscription
document(s) applicable to you.
Consenting to Do Business Electronically: Before you decide to do business electronically
with WiPROSPER or Our Affiliates, you should consider whether you have the required hardware and
software capabilities described below.
Hardware and Software Requirements: In order to access and retain Disclosures electronically,
you must satisfy the following computer hardware and software requirements: access to the Internet; an
email account and related software capable of receiving email through the Internet; supported Web
browsing software (three most recent versions of Google Chrome, Microsoft Edge or Firefox, Internet
Explorer version 11 or higher, or Safari version 10 or higher); and hardware capable of running this
software.
TCPA Consent: You expressly consent to receiving calls and messages, including auto-dialed
and pre-recorded message calls, and SMS messages (including text messages) from us, our affiliates,
agents and others calling at their request or on their behalf, at any telephone numbers that you have
provided or may provide in the future (including any cellular telephone numbers). Your cellular or mobile
telephone provider will charge you according to the type of plan you carry.
Additional Mobile Technology Requirements: If you are accessing our Site and the
Disclosures electronically via a mobile device (such as a smart phone, tablet, and the like), in addition to
the above requirements you must make sure that you have software on your mobile device that allows
you to print and save the Disclosures presented to you during the application process. These applications
can be found for most mobile devices in the device’s respective “app store”. If you do not have these
capabilities on your mobile device, please access our Site through a device that provides these
capabilities.
Withdrawing Consent: You may not withdraw such consent as long as you have outstanding
any financial transactions made through the Site; provided, however, that you may withdraw consent to receive
electronic delivery of IRS Forms, as more fully described in the Subscription document(s) applicable to
you. If you have no outstanding financial transactions made through the Site and wish to withdraw consent to
doing business electronically, we will terminate your registered user account with us.
How to Contact Us regarding Electronic Disclosures: You can contact us via email at
[email protected]. You may also reach us in writing to us at the following address: WiPROSPER, LLC,
1311 Vine Street, Cincinnati, OH, 45202, Attention: Financial transactions.
You will keep us informed of any change in your email or home mailing address so that you can
continue to receive all Disclosures in a timely fashion. If your registered email address changes, you must
notify us of the change by sending an email to [email protected]. You also agree to update your
registered residence address and telephone number on the Site if they change.
You will print a copy of this Agreement for your records and you agree and acknowledge that you
can access, receive and retain all Disclosures electronically sent via email or posted on the Site.
Third Party Distribution Channels
WiPROSPER offers software applications that may be made available through the Apple App Store, Android
Marketplace or other distribution channels (“Distribution Channels”). If you obtain such software through a
Distribution Channel, you may be subject to additional terms of the Distribution Channel. These Terms of
Service are between you and us only, and not with the Distribution Channel. To the extent that you utilize
any other third party products and services in connection with your use of the Service, you agree to
comply with all applicable terms of any agreement for such third party products and services.
With respect to software that is made available for your use in connection with an Apple-branded product
(the “Apple-Enabled Software”), in addition to the other terms and conditions set forth in these Terms of
Service, the following terms and conditions apply:
you only, and not with Apple Inc. (“Apple”), and that as between WiPROSPER and Apple, WiPROSPER,
not Apple, is solely responsible for the Apple-Enabled Software and the content thereof.
with the Usage Rules set forth for Apple-Enabled Software in, or otherwise be in conflict with, the
App Store Terms of Service.
Apple-Enabled Software on an iOS Product that you own or control, as permitted by the Usage
Rules set forth in the App Store Terms of Service.
to the Apple-Enabled Software.
event of any failure of the Apple-Enabled Software to conform to any applicable warranty, you
may notify Apple, and Apple will refund the purchase price for the Apple-Enabled Software to you,7
if any; and, to the maximum extent permitted by applicable law, Apple will have no other warranty
obligation whatsoever with respect to the Apple-Enabled Software, or any other claims, losses,
liabilities, damages, costs or expenses attributable to any failure to conform to any warranty,
which will be WiPROSPER’s sole responsibility, to the extent it cannot be disclaimed under applicable
law.
of you or any third party relating to the Apple-Enabled Software or your possession and/or use of
that Apple-Enabled Software, including, but not limited to: (i) product liability claims; (ii) any claim
that the Apple-Enabled Software fails to conform to any applicable legal or regulatory
requirement; and (iii) claims arising under consumer protection or similar legislation.
possession and use of that Apple-Enabled Software infringes that third party’s intellectual
property rights, as between WiPROSPER and Apple, WiPROSPER, not Apple, will be solely responsible
for the investigation, defense, settlement and discharge of any such intellectual property
infringement claim.
Government embargo, or that has been designated by the U.S. Government as a “terrorist
supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or
restricted parties.
should be directed to WiPROSPER as follows:
1311 Vine St, Cincinnati, OH, 45202
WiPROSPER and you acknowledge and agree that Apple, and Apple’s subsidiaries, are third party
beneficiaries of these Terms of Service with respect to the Apple-Enabled Software, and that, upon your
acceptance of the terms and conditions of these Terms of Service, Apple will have the right (and will be
deemed to have accepted the right) to enforce these Terms of Service against you with respect to the
Apple-Enabled Software as a third party beneficiary thereof.
The following terms apply to you if you download the App for use on an Android product: The Google
Play marketplace is owned and operated by Google Inc. Your use of Google Play is governed by a legal
agreement between you and Google Inc. consisting of the Google Terms of Service (currently found at
https://policies.google.com/ terms/) and the Google Play Terms of Service (currently found at
https://play.google.com/intl/en-US_us/about/play-terms.html). Google Play is a “Service” as described in
the Google Terms of Service. If there is any conflict between the Google Play Terms of Service and the
Google Terms of Service, the Google Play Terms of Service shall prevail.
Intellectual Property Rights
Service Content, Software and Trademarks: You acknowledge and agree that the Service may
contain content or features (“Service Content”) that are protected by copyright, patent, trademark, trade
secret or other proprietary rights and laws. Except as expressly authorized by WiPROSPER, you agree not to
modify, copy, frame, scrape, rent, lease, loan, sell, distribute or create derivative works based on the
Service or the Service Content, in whole or in part, except that the foregoing does not apply to your own
User Content (as defined below) that you legally upload to the Service. In connection with your use of the
Service you will not engage in or use any data mining, robots, scraping or similar data gathering or
extraction methods. If you are blocked by WiPROSPER from accessing the Service (including by blocking your
IP address), you agree not to implement any measures to circumvent such blocking (e.g., by masking
your IP address or using a proxy IP address). Any use of the Service or the Service Content other than as
specifically authorized herein is strictly prohibited. The technology and software underlying the Service or
distributed in connection therewith are the property of WiPROSPER, our affiliates and our partners (the8
“Software”). You agree not to copy, modify, create a derivative work of, reverse engineer, reverse
assemble or otherwise attempt to discover any source code, sell, assign, sublicense, or otherwise transfer
any right in the Software. Any rights not expressly granted herein are reserved by WiPROSPER.
The WiPROSPER name and logos are trademarks and service marks of WiPROSPER (collectively the “WiPROSPER
Trademarks”). Other company, product, and service names and logos used and displayed via the Service
may be trademarks or service marks of their respective owners who may or may not endorse or be
affiliated with or connected to WiPROSPER. Nothing in this Terms of Service or the Service should be
construed as granting, by implication, estoppel, or otherwise, any license or right to use any of WiPROSPER
Trademarks displayed on the Service, without our prior written permission in each instance. All goodwill
generated from the use of WiPROSPER Trademarks will inure to our exclusive benefit.
Third Party Material: Under no circumstances will WiPROSPER be liable in any way for any content
or materials of any third parties (including users), including, but not limited to, for any errors or omissions
in any content, or for any loss or damage of any kind incurred as a result of the use of any such content.
You acknowledge that WiPROSPER does not pre-screen content, but that WiPROSPER and its designees will
have the right (but not the obligation) in their sole discretion to refuse or remove any content that is
available via the Service. Without limiting the foregoing, WiPROSPER and its designees will have the right to
remove any content that violates these Terms of Service or is deemed by WiPROSPER, in its sole discretion,
to be otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the
use of any content, including any reliance on the accuracy, completeness, or usefulness of such content.
User Content Transmitted Through the Service: With respect to the content, data or other
materials you input or upload through the Service (collectively, “User Content”), you represent and
warrant that you own all right, title and interest in and to such User Content, including, without limitation,
all copyrights and rights of publicity contained therein. You hereby grant and will grant WiPROSPER and its
affiliated companies a nonexclusive, worldwide, royalty free, fully paid up, transferable, sublicensable,
perpetual, irrevocable license to copy, display, upload, perform, distribute, store, modify and otherwise
use your User Content in connection with the operation of the Service, and the advertising, marketing and
promotion thereof.
You acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other
information about the Service (“Submissions”), provided by you to WiPROSPER are non-confidential and
WiPROSPER will be entitled to the unrestricted use and dissemination of these Submissions for any purpose,
commercial or otherwise, without acknowledgment or compensation to you.
You acknowledge and agree that WiPROSPER may preserve content and may also disclose content if
required to do so by law or in the good faith belief that such preservation or disclosure is reasonably
necessary to: (a) comply with legal process, applicable laws or government requests; (b) enforce these
Terms of Service; (c) respond to claims that any content violates the rights of third parties; or (d) protect
the rights, property, or personal safety of WiPROSPER, its users and the public. You understand that the
technical processing and transmission of the Service, including your content, may involve (a)
transmissions over various networks; and (b) changes to conform and adapt to technical requirements of
connecting networks or devices.
Third Party Websites
The Service may provide, or third parties may provide, links or other access to other sites and resources
on the Internet. WiPROSPER has no control over such sites and resources and WiPROSPER is not responsible for
and does not endorse such sites and resources. You further acknowledge and agree that WiPROSPER will
not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused
by or in connection with use of or reliance on any content, events, goods or services available on or
through any such site or resource. Any dealings you have with third parties found while using the Service
are between you and the third party, and you agree that WiPROSPER is not liable for any loss or claim that
you may have against any such third party.
Indemnity and Release9
You agree to release, indemnify and hold WiPROSPER and its affiliates and their officers, employees,
directors and agents (collectively, “Indemnitees”) harmless from any and all losses, damages, expenses,
including reasonable attorneys’ fees, rights, claims, actions of any kind and injury (including death) arising
out of or relating to your use of the Service, any User Content, your connection to the Service, your
violation of these Terms of Service or your violation of any rights of another. Notwithstanding the
foregoing, you will have no obligation to indemnify or hold harmless any Indemnitee from or against any
liability, losses, damages or expenses incurred as a result of any action or inaction of such Indemnitee. If
you are a California resident, you waive California Civil Code Section 1542, which says: “A general
release does not extend to claims which the creditor does not know or suspect to exist in his favor at the
time of executing the release, which if known by him must have materially affected his settlement with the
debtor.” If you are a resident of another jurisdiction, you waive any comparable statute or doctrine.
Disclaimers
YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN “AS IS”
AND “AS AVAILABLE” BASIS. WIPROSPER EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND,
WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE IMPLIED
WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-
INFRINGEMENT.
WIPROSPER MAKES NO WARRANTY THAT (I) THE SERVICE WILL MEET YOUR REQUIREMENTS, (II)
THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (III) THE RESULTS
THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE,
OR (IV) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL
PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR
EXPECTATIONS.
Limitation of Liability
YOU EXPRESSLY UNDERSTAND AND AGREE THAT WIPROSPER WILL NOT BE LIABLE FOR ANY
INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR
LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE,
DATA OR OTHER INTANGIBLE LOSSES (EVEN IF WIPROSPER HAS BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE,
STRICT LIABILITY OR OTHERWISE, RESULTING FROM: (I) THE USE OR THE INABILITY TO USE
THE SERVICE; (II) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES
RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR
OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM
THE SERVICE; (III) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR
DATA; (IV) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (V) ANY
OTHER MATTER RELATING TO THE SERVICE. IN NO EVENT WILL WIPROSPER’S TOTAL LIABILITY
TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE
PAID WIPROSPER IN THE LAST SIX (6) MONTHS, OR, IF GREATER, ONE HUNDRED DOLLARS
($100).
SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OR EXCLUSION OF CERTAIN
WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR
CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS SET FORTH
ABOVE MAY NOT APPLY TO YOU OR BE ENFORCEABLE WITH RESPECT TO YOU. IF YOU ARE
DISSATISFIED WITH ANY PORTION OF THE SERVICE OR WITH THESE TERMS OF SERVICE,
YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.
IF YOU ARE A USER FROM NEW JERSEY, THE FOREGOING SECTIONS TITLED “DISCLAIMER OF
WARRANTIES” AND “LIMITATION OF LIABILITY” ARE INTENDED TO BE ONLY AS BROAD AS IS
PERMITTED UNDER THE LAWS OF THE STATE OF NEW JERSEY. IF ANY PORTION OF THESE
SECTIONS IS HELD TO BE INVALID UNDER THE LAWS OF THE STATE OF NEW JERSEY, THE
INVALIDITY OF SUCH PORTION SHALL NOT AFFECT THE VALIDITY OF THE REMAINING
PORTIONS OF THE APPLICABLE SECTIONS.10
Dispute Resolution By Binding Arbitration: PLEASE READ THIS SECTION CAREFULLY AS IT
AFFECTS YOUR RIGHTS.
This Dispute Resolution by Binding Arbitration section is referred to in this Terms of Service as the
“Arbitration Agreement.” You agree that any and all disputes or claims that have arisen or may arise
between you and WiPROSPER, whether arising out of or relating to this Terms of Service (including any
alleged breach thereof), the Service, any advertising, any aspect of the relationship or transactions
between us, shall be resolved exclusively through final and binding arbitration, rather than a court, in
accordance with the terms of this Arbitration Agreement, except that you may assert individual claims in
small claims court, if your claims qualify. Further, this Arbitration Agreement does not preclude you from
bringing issues to the attention of federal, state, or local agencies, and such agencies can, if the law
allows, seek relief against us on your behalf. You agree that, by entering into this Terms of Service, you
and WiPROSPER are each waiving the right to a trial by jury or to participate in a class action. Your rights will
be determined by a neutral arbitrator, not a judge or jury. The Federal Arbitration Act governs the
interpretation and enforcement of this Arbitration Agreement.
YOU AND WIPROSPER AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER
ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY
PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND
WIPROSPER AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE
THAN ONE PERSON’S OR PARTY’S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY
FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. ALSO, THE
ARBITRATOR MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY
RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE
EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY’S INDIVIDUAL
CLAIM(S), EXCEPT THAT YOU MAY PURSUE A CLAIM FOR AND THE ARBITRATOR MAY AWARD
PUBLIC INJUNCTIVE RELIEF UNDER APPLICABLE LAW TO THE EXTENT REQUIRED FOR THE
ENFORCEABILITY OF THIS PROVISION.
WiPROSPER is always interested in resolving disputes amicably and efficiently, and most customer concerns
can be resolved quickly and to the customer’s satisfaction by emailing customer support at
[email protected]. If such efforts prove unsuccessful, a party who intends to seek arbitration must
first send to the other, by certified mail, a written Notice of Dispute (“Notice”). The Notice to WiPROSPER
should be sent to 1311 Vine St,3rd Floor, Washington, DC 20009 (“Notice Address”).
The Notice must (i) describe the nature and basis of the claim or dispute and (ii) set forth the specific
relief sought. If WiPROSPER and you do not resolve the claim within sixty (60) calendar days after the Notice
is received, you or WiPROSPER may commence an arbitration proceeding. During the arbitration, the amount
of any settlement offer made by WiPROSPER or you shall not be disclosed to the arbitrator until after the
arbitrator determines the amount, if any, to which you or WiPROSPER is entitled.
Arbitration will be conducted by a neutral arbitrator in accordance with the American Arbitration
Association’s (“AAA”) rules and procedures, including the AAA’s Consumer Arbitration Rules (collectively,
the “AAA Rules”), as modified by this Arbitration Agreement. For information on the AAA, please visit its
website, http://www.adr.org. Information about the AAA Rules and fees for consumer disputes can be
found at the AAA’s consumer arbitration page, http://www.adr.org/consumer_arbitration. If there is any
inconsistency between any term of the AAA Rules and any term of this Arbitration Agreement, the
applicable terms of this Arbitration Agreement will control unless the arbitrator determines that the11
application of the inconsistent Arbitration Agreement terms would not result in a fundamentally fair
arbitration. The arbitrator must also follow the provisions of these Terms of Service as a court would. All
issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope,
enforceability, and arbitrability of this Arbitration Agreement. Although arbitration proceedings are usually
simpler and more streamlined than trials and other judicial proceedings, the arbitrator can award the
same damages and relief on an individual basis that a court can award to an individual under the Terms
of Service and applicable law. Decisions by the arbitrator are enforceable in court and may be overturned
by a court only for very limited reasons.
Unless WiPROSPER and you agree otherwise, any arbitration hearings will take place in Washington, DC. If
the parties are unable to agree on a location, the determination shall be made by AAA. If your claim is for
$10,000 or less, WiPROSPER agrees that you may choose whether the arbitration will be conducted solely on
the basis of documents submitted to the arbitrator, through a telephonic hearing, or by an in-person
hearing as established by the AAA Rules. If your claim exceeds $10,000, the right to a hearing will be
determined by the AAA Rules. Regardless of the manner in which the arbitration is conducted, the
arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and
conclusions on which the award is based.
Payment of all filing, administration, and arbitrator fees (collectively, the “Arbitration Fees”) will be
governed by the AAA Rules, unless otherwise provided in this Arbitration Agreement. If the value of the
relief sought is $75,000 or less, at your request, WiPROSPER will pay all Arbitration Fees. If the value of relief
sought is more than $75,000 and you are able to demonstrate to the arbitrator that you are economically
unable to pay your portion of the Arbitration Fees or if the arbitrator otherwise determines for any reason
that you should not be required to pay your portion of the Arbitration Fees, WiPROSPER will pay your portion
of such fees. In addition, if you demonstrate to the arbitrator that the costs of arbitration will be prohibitive
as compared to the costs of litigation, WiPROSPER will pay as much of the Arbitration Fees as the arbitrator
deems necessary to prevent the arbitration from being cost-prohibitive. Any payment of attorneys’ fees
will be governed by the AAA Rules.
All aspects of the arbitration proceeding, and any ruling, decision, or award by the arbitrator, will be
strictly confidential for the benefit of all parties.
If a court or the arbitrator decides that any term or provision of this Arbitration Agreement (other than the
subsection (b) titled “Prohibition of Class and Representative Actions and Non-Individualized Relief”
above) is invalid or unenforceable, the parties agree to replace such term or provision with a term or
provision that is valid and enforceable and that comes closest to expressing the intention of the invalid or
unenforceable term or provision, and this Arbitration Agreement shall be enforceable as so modified. If a
court or the arbitrator decides that any of the provisions of subsection (b) above titled “Prohibition of Class
and Representative Actions and Non-Individualized Relief” are invalid or unenforceable, then the entirety
of this Arbitration Agreement shall be null and void, unless such provisions are deemed to be invalid or
unenforceable solely with respect to claims for public injunctive relief. The remainder of the Terms of
Service will continue to apply.
Notwithstanding any provision in this Terms of Service to the contrary, WiPROSPER agrees that if it makes
any future change to this Arbitration Agreement (other than a change to the Notice Address) while you
are a user of the Service, you may reject any such change by sending WiPROSPER written notice within thirty
(30) calendar days of the change to the Notice Address provided above. By rejecting any future change,
you are agreeing that you will arbitrate any dispute between us in accordance with the language of this12
Arbitration Agreement as of the date you first accepted these Terms of Service (or accepted any
subsequent changes to these Terms of Service).
BY AGREEING TO BE SUBJECT TO THE ARBITRATION PROVISION CONTAINED IN THIS
AGREEMENT, INVESTORS WILL NOT BE DEEMED TO WAIVE WIPROSPER’S COMPLIANCE WITH
THE FEDERAL LAWS AND THE RULES AND REGULATIONS PROMULGATED
THEREUNDER.
Termination
You agree that WiPROSPER, in its sole discretion, may suspend or terminate your account (or any part
thereof) or use of the Service and remove and discard any content within the Service, for any reason,
including, without limitation, for lack of use or if WiPROSPER believes that you have violated or acted
inconsistently with the letter or spirit of these Terms of Service. Any suspected fraudulent, abusive or
illegal activity that may be grounds for termination of your use of Service, may be referred to appropriate
law enforcement authorities. WiPROSPER may also in its sole discretion and at any time discontinue providing
the Service, or any part thereof, with or without notice. You agree that any termination of your access to
the Service under any provision of this Terms of Service may be effected without prior notice, and
acknowledge and agree that WiPROSPER may immediately deactivate or delete your account and all related
information and files in your account and/or bar any further access to such files or the Service. Further,
you agree that WiPROSPER will not be liable to you or any third party for any termination of your access to the
Service.
General
These Terms of Service constitute the entire agreement between you and WiPROSPER and govern your use
of the Service, superseding any prior agreements between you and WiPROSPER with respect to the Service.
You also may be subject to additional terms and conditions that may apply when you use affiliate or third
party services, third party content or third party software. These Terms of Service will be governed by the
laws of the State of Delaware without regard to its conflict of law provisions. With respect to any disputes
or claims not subject to arbitration, as set forth above, you and WiPROSPER agree to submit to the personal
and exclusive jurisdiction of (i) the United States District Court for the Western District of Ohio, or (ii) solely to the extent there is no applicable federal jurisdiction over such dispute
or matter, in the Circuit Court for Hamilton County, Ohio. The failure of WiPROSPER to exercise or enforce any right or provision of these Terms of Service will not constitute a waiver of such right or provision. If
any provision of these Terms of Service is found by a court of competent jurisdiction to be invalid, the
parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as
reflected in the provision, and the other provisions of these Terms of Service remain in full force and
effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising
out of or related to use of the Service or these Terms of Service must be filed within one (1) year after
such claim or cause of action arose or be forever barred. A printed version of this agreement and of any
notice given in electronic form will be admissible in judicial or administrative proceedings based upon or
relating to this agreement to the same extent and subject to the same conditions as other business
documents and records originally generated and maintained in printed form. You may not assign this
Terms of Service without the prior written consent of WiPROSPER, but WiPROSPER may assign or transfer this
Terms of Service, in whole or in part, without restriction. The section titles in these Terms of Service are
for convenience only and have no legal or contractual effect. Notices to you may be made via either email
or regular mail. The Service may also provide notices to you of changes to these Terms of Service or
other matters by displaying notices or links to notices generally on the Service.
Your Privacy
At WiPROSPER, we respect the privacy of our users. For details please see the Privacy Policy available at
https://WiPROSPER.com/website-documents/Privacy Policy. By using the Service, you consent to our
collection and use of personal data as outlined therein.
DAILY PROGRESs UPDATE